# Beemind reconciling in YNAB with this one dumb trick

**URL:** <https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588>\
**Category:** Tech\
**Created:** [December 30, 2020, 1:40am UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588 "2020-12-30T01:40:04Z")\
**Posts on this page:** 11\
**Page:** 1

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**Author:** ![universick](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.beeminder.com/universick/32/3258_2.png) [@universick](https://forum.beeminder.com/u/universick)\
**Post date:** [December 30, 2020, 1:40am UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/1 "2020-12-30T01:40:04Z")

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My big problem with my [/ynab](https://www.beeminder.com/universick/ynab) goal is that I actually _do_ reconcile transactions in YNAB regularly. Often I even do it right after I get a beeminder notification for it! And then I don’t enter the datapoint because I’ve completed the task and move on to something else. And _then_ Beeminder support has to deal with me for the upteenth time.

So I’ve been trying to automate my ynab-beeminding.

Zapier and YNAB integrate, and Beeminder and Zapier integrate. Zapier has a few available triggers for YNAB, but I picked “Spending in category”. Zapier just watches that category, and when a new transaction is added there, I get a datapoint on my goal.

The YNAB category I’m using for this is my Acorns category. **The dumb trick is to set up a daily automated import to a savings account and just beemind that import.** I use Acorns but anything works.

If I reconcile every day, I get a new datapoint every day. Can automatically reduce safety buffer if I don’t want to reconcile every day. Works pretty well.

Anyone doing this in a less-dumb way that I haven’t managed to think of?

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**Author:** ![narthur](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.beeminder.com/narthur/32/5113_2.png) [@narthur](https://forum.beeminder.com/u/narthur)\
**Post date:** [December 30, 2020, 1:58am UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/2 "2020-12-30T01:58:15Z")

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Come for the click-baity title, stay for the awesome automation hacks! 🚀

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**Author:** ![adamwolf](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.beeminder.com/adamwolf/32/484_2.png) [@adamwolf](https://forum.beeminder.com/u/adamwolf)\
**Post date:** [December 30, 2020, 3:17pm UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/3 "2020-12-30T15:17:32Z")

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Ah, that’s wonderful! Nice work!

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**Author:** ![mary](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.beeminder.com/mary/32/317_2.png) [@mary](https://forum.beeminder.com/u/mary)\
**Post date:** [December 30, 2020, 5:10pm UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/4 "2020-12-30T17:10:44Z")

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I didn’t realize that YNAB connected to Zapier! I’m going to create a goal for a mini-habit to update YNAB with some trigger or other like this _right now_!

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**Author:** ![zedmango](https://avatars.discourse-cdn.com/v4/letter/z/c67d28/32.png) [@zedmango](https://forum.beeminder.com/u/zedmango)\
**Post date:** [December 30, 2020, 5:45pm UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/5 "2020-12-30T17:45:16Z")

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I don’t understand how this works.

> [@universick](#):
>
> Zapier has a few available triggers for YNAB, but I picked “Spending in category”. Zapier just watches that category, and when a new transaction is added there, I get a datapoint on my goal.
> 
> The YNAB category I’m using for this is my Acorns category. **The dumb trick is to set up a daily automated import to a savings account and just beemind that import**

So you have an automated import to Acorns daily, and that automatically gives you a datapoint through Zapier.

Doesn’t that mean you automatically get a datapoint every day, no matter what?

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**Author:** ![universick](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.beeminder.com/universick/32/3258_2.png) [@universick](https://forum.beeminder.com/u/universick)\
**Post date:** [December 30, 2020, 8:38pm UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/6 "2020-12-30T20:38:38Z")

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Good question, I did leave this out — I do use automatic transaction import for my bank and credit cards in YNAB. However, automatically imported transactions still have to be approved manually, and the Zapier connection only triggers on approved transactions! So I only get a datapoint once I _approve_ the transaction.

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**Author:** ![zedmango](https://avatars.discourse-cdn.com/v4/letter/z/c67d28/32.png) [@zedmango](https://forum.beeminder.com/u/zedmango)\
**Post date:** [December 31, 2020, 1:34am UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/7 "2020-12-31T01:34:03Z")

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So whenever you reconcile, you just approve the automated daily Acorns transaction, and approving it automatically adds a datapoint?

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**Author:** ![universick](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.beeminder.com/universick/32/3258_2.png) [@universick](https://forum.beeminder.com/u/universick)\
**Post date:** [December 31, 2020, 2:58am UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/8 "2020-12-31T02:58:12Z")

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I approve all of my new transactions, including the daily Acorns one, and that approval adds a datapoint.

Obviously there’s ways to weasel here but this is more automation than I’ve been able to achieve before.

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**Author:** ![zedmango](https://avatars.discourse-cdn.com/v4/letter/z/c67d28/32.png) [@zedmango](https://forum.beeminder.com/u/zedmango)\
**Post date:** [December 31, 2020, 3:02am UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/9 "2020-12-31T03:02:10Z")

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Ooh cool! I like it.

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**Author:** ![dreev](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.beeminder.com/dreev/32/4311_2.png) [@dreev](https://forum.beeminder.com/u/dreev)\
**Post date:** [December 31, 2020, 7:45pm UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/10 "2020-12-31T19:45:26Z")

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> [@universick](#):
>
> Obviously there’s ways to weasel here but

In case you haven’t seen our post on [Ice Cream Truck Loopholes](https://blog.beeminder.com/icecream "Loopholes you can drive an ice cream truck through"), this sounds like a classic example of one. 😁

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**Author:** ![universick](https://sea1.discourse-cdn.com/flex019/user_avatar/forum.beeminder.com/universick/32/3258_2.png) [@universick](https://forum.beeminder.com/u/universick)\
**Post date:** [January 1, 2021, 8:14pm UTC](https://forum.beeminder.com/t/beemind-reconciling-in-ynab-with-this-one-dumb-trick/7588/11 "2021-01-01T20:14:25Z")

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I have seen that post and had that same thought when setting this up, haha 😂
