Ratcheting means reducing your amount of safety by making the bright line jump closer to today’s datapoint
But how will the bright line jump?
a. keep the same slope and goal but make the goal date earlier
b. change the slope to reach the same goal total on the same date
c. keep the same slope and date but move the goal total higher
d. do one of a-c based on which is the non-fixed variable in the commitment
e. other (just in case)
I’m guessing d but want to check before clicking and screwing my road up. I’ve only used it wanting a or c before, and hadn’t really thought about them being different or looked closely at what happens. This time I want b.