i have two spendy goals (1 and 2).
the first one is a binary goal for updating a google doc spreadsheet in which i track all my bank/investment balances, credit card balances, income, and expenses. the beeminding here is not about controlling the inflows/outflows, but about being aware of whatever they are. (i could achieve the same thing by hooking everything up to mint, but for various reasons i don’t want to.) this goal has been incredibly helpful for me - i have never in my life tracked my money for longer than two weeks, and now i have a record going back 5.5 months so far!
the second goal is an attempt to beemind outflows as a do-less, updating with a datapoint every time i swipe my card anywhere (thanks smsbot <3). i don’t think this one has been particularly useful for me yet, for a couple reasons. i can see this goal being a little tricky if my expenses swayed in the “unexpectedly higher” direction, rather than the “unexpectedly way lower” direction they have swayed over the last 4-5 weeks (yay for that though). i should update my fine print to account for emergency-type things like that.