How do you beemind your finances?

Akrasia
29

I’ve basically got two lists in my fine print: Things that definitely do count and things that definitely don’t

FWIW, here is the current fine print (the goal is secret so I can’t link to it):

Rules: This tracks money spent purely on luxuries.

Things that definitely count:

  1. Fiction books.
  2. Eating or drinking out.
  3. Bottles of booze.
  4. Computer games.
  5. Snacks, desserts, etc.

Things that definitely don’t count:

  1. Travel.
  2. Grocery shopping for actual meals.
  3. Work related expenses.

Everything else is discretionary but should err in the direction of it probably counts.

I expect both lists will grow over time, but between what’s currently on there I think most of my variable spending (e.g. not rent, bills) is accounted for.

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