My big problem with my /ynab goal is that I actually do reconcile transactions in YNAB regularly. Often I even do it right after I get a beeminder notification for it! And then I don’t enter the datapoint because I’ve completed the task and move on to something else. And then Beeminder support has to deal with me for the upteenth time.
So I’ve been trying to automate my ynab-beeminding.
Zapier and YNAB integrate, and Beeminder and Zapier integrate. Zapier has a few available triggers for YNAB, but I picked “Spending in category”. Zapier just watches that category, and when a new transaction is added there, I get a datapoint on my goal.
The YNAB category I’m using for this is my Acorns category. The dumb trick is to set up a daily automated import to a savings account and just beemind that import. I use Acorns but anything works.
If I reconcile every day, I get a new datapoint every day. Can automatically reduce safety buffer if I don’t want to reconcile every day. Works pretty well.
Anyone doing this in a less-dumb way that I haven’t managed to think of?